ADVERTORIAL
North Berwick
Girls
allowed
words David Rankin, Senior Financial
Planning Director, Rensburg Sheppards
Investment Management
S
ince I have been involved in personal financial
planning, many of my colleagues have been
women and yet only about a tenth of my clients
have been so and of those clients most have been in
retirement. It is a well known fact that women live
longer than men and yet only about 35% of women
Things to do save for their retirement. This proportion is far too low,
Mark Twain called golf ‘a good walk spoiled’ and I tend to irrespective of whether a woman is living independently
agree. Local beaches are postcard perfect and Gullane Bents or in a partnership.
and Yellowcraigs with icing-sugar sand are stunning come
So what gets in the way?
sunshine or storms. East Lothian’s coastline is scattered with
hidden coves off the beaten track. When the tide is out, take a An obvious reason is motherhood, which interrupts a
cautious stroll round the edge of Aberlady Bay, past Kilspindie career for a period of time and with children come far
Golf Course where a quiet beach awaits. You’ll know you’re
higher living costs. I have three young daughters so I am
there when you see Green Craig in the distance, East Lothian’s
more than aware of the financial demands they bring!
exclusive use five star residence, perched on the shore. Why
Another reason is divorce, where on many occasions
book a hotel when you can have the whole house? If you or
the husband might take the pension and the wife may
someone you know is looking for a seriously stylish venue for a
take the home. Why rely on your husband’s pension?
special celebration, this is the place to do it. The property comes
fully staffed and word has it the staff and their attention to
However from listening to colleagues it may even be
detail is second to none. Stately home Lennoxlove, just outside
that some women fear the prospect of meeting an
Haddington, runs guided tours until October and the stunning
adviser as it is perceived as an “old boys’ club”. That is
Gosford House near Aberlady is open to the public during
not the case at Rensburg Sheppards.
summer. For walkers, the John Muir Way, is well signposted.
Whatever the issues, there are many ways to begin
Winding along unspoilt countryside it offers endless potential.
saving for retirement, such as joining your employer’s
It’s a bit mucky in places though so you’ll probably need some
pension scheme, starting your own pension or simply
waterproof trousers…
starting your own investment portfolio.
We can help with any financial planning questions you
EAST LOTHIAN’S LITTLE LUXURIES: may have and can work with you to provide a plan that
Green Craig, Aberlady, East Lothian, EH32 0PY,
is suited to your needs and lifestyle. We would love
Tel: 01875 870301,
www.greencraig.com
to be able to assist Scottish women to take charge of
their finances.
Westgate Gallery, 41 Westgate, North Berwick, EH39 4AG,
Tel: 01620 894976,
www.westgate-gallery.co.uk
Time and Tide, 48 High St, North Berwick, EH39 4HQ, For further advice, contact David
Tel: 01620 890096 Rankin at Rensburg Sheppards
Meg Maitland, 76 High Street, North Berwick, EH39 4HF,
Investment Management on
Tel: 01620 894 220,
www.megmaitland.com
0131 226 5000 or email david.
rankin@rsim.co.uk
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