Contents Introduction
Why you should consider GMHBa.......................................................................................3-9
Your health is
Why choose GMHBa?
Choosing the right cover ....................................................................................................................4-7
one of your most Exceptional value and service
How to join in 3 simple steps .............................................................................................................. 8
The financial benefits .................................................................................................................................... 9
important assets.
We’re for people not for profit
Health insurance made easy .....................................................................................................10-11 Protect it with
simply great value
Direct debit discounts of up to 5%
Hospital covers .........................................................................................................................................12-21
health insurance.
No excess for child dependants on
selected GMHBA hospital covers
extras covers - a simple comparison.............................................................................22-23
Member loyalty program
Combined Hospital & extras Packages ......................................................................24-29
Child dependants covered until 21
things you should know ..............................................................................................................30-63
Connect Rewards Plus .....................................................................................................................30-31 75 years experience in health insurance
Waiting periods and Medical Gap cover ...................................................................32-33
Leading independent consumer
How to save time and money ................................................................................................34-35
magazine voted most hospital nullbest
Lifetime Health Cover loadings ............................................................................................36-37
buys’ of top 16 health funds
Detailed Extras comparisons ...................................................................................................38-51
2008 Awards finalist in customer service
Important information .....................................................................................................................52-63
Manage your membership online
Join GMHBa ................................................................................................................................................64-66
Direct Debit service agreement
60-day money back guarantee:
.....................................................................................................64
If you manage to find better value health
Application forms ..........................................................................................................................(inserts)
insurance in 60 days and haven’t made
a claim we’ll refund your money in full.
It’s that simple!
GMHBA is a fully compliant member of the private health insurance code of conduct.
GMHBA is a not-for-profit private health insurance company governed by the Private
Health Insurance Act 2007, Private Health Insurance Rules 2007 and our fund rules.
Information in this member guide is designed for people who have full Medicare eligibility and is
current as at the 1st of April 2009 and replaces all earlier versions. It summarises our policies,
benefits, premiums, and fund rules which are subject to change from time to time. Any personal
information provided to GMHBA will be treated in accordance with our Privacy Policy.
Please read this member guide carefully including the important information on pages 52-63
and retain with any other GMHBA documents. Please call our customer service centre on
1300 4 GMHBA (46422) or visit a branch if you’d like clarification on any of the terms used, or
simply want help choosing your health cover.
We recommend you contact GMHBA for a benefit estimate before commencing treatment to
confirm the benefit payable.
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