Silver Hospital Single Parents
Single parent families can select any level of family
If you pay the maximum annual excess in a
Other private hospitals
cover – or can save with our special single parents hospital
calendar year there are no more excesses to
Fixed benefits are payable in non
cover. Importantly, GMHBa’s Single Parents Hospital cover
pay for the remainder of that year regardless
participating private hospitals (see page 60
of how many times you may be hospitalised.
gives you participating private hospital cover and your
for more details).
choice of doctor. Our Silver Hospital Single Parents cover
Public hospitals
Waiting periods
reduces your premiums by excluding obstetrics and IVF
For services not listed under nullexclusions’
Please refer to pages 32 and 62 regarding
you’ll also be covered* for hospital
related services.
waiting periods and pre-existing conditions.
accommodation costs when you are admitted
* Limited benefits may apply to cosmetic surgery and
exclusions
to a private or shared room (subject to bed high cost drugs. Drugs purchased outside of the hospital
To make Silver Hospital Single Parents cover more affordable, no
availability) as a private patient in a
are not included.
benefits are payable for obstetrics and IVF and related services. Other
recognised public hospital.
than these benefit exclusions, GMHBA’s Silver Hospital Single Parents
cover provides all the benefits of Gold Hospital cover.
What’s covered?
For services not listed under nullexclusions’ Silver Hospital Single Parents
cover* provides cover at participating private hospitals for:
• Accommodation - shared and private room (where available)
• Theatre
• Intensive and coronary care
• Same day treatment
• Surgically implanted prostheses (Government prescribed benefits)
• Medical gap (see pages 32-33 for details)
• Other agreed charges.
excess
No excess applies for child dependants under 21 on Silver Hospital
Single Parents cover (SHSP). When you join Silver Hospital Single
Parents cover you agree to pay a part of the cost for each hospital stay
up to a maximum annual excess in return for reduced premiums.
Once you’ve paid the excess for a hospital stay, you’ll receive all the
benefits of Silver Hospital Single Parents cover.
admission type excess (SHSP)
Admission excess (private hospital – overnight) $100
Admission excess (public hospital or day stay) $50
Maximum annual excess - per person $100
Maximum annual excess $200
To find out more about excess payments see page 56.
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