This page contains a Flash digital edition of a book.
38


and ranch packages, as well as commercial coverage. The company mot o is “Your Mane Insurance Source, from Horses to Vehicles.” The company knows the importance of at aining full coverage for your home, your barn, your autos and farm equipment in the event of a disaster, and the staff cares!


Cheval Insurance Service (714) 447-9191 or (800) 97-HORSE


chevalinsurance.com License OC94257


What should you consider when it comes


The agency off ers a complete line of equine insurance products developed through its relationship with superior-rated insurance companies. As an independent brokerage, Laurel Fowler Insurance has access to many specialty markets that enable them to place your equine insurance at the best price with the maximum coverage. An insurance broker since 1986, Laurel and her staff have extensive experience in the horse industry. Laurel is a horse owner herself and personal- ly knows the passion that is shared by horse owners. As a full-service insurance broker- age specializing in equine insurance prod- ucts, this business is much more than just an insurance policy. In addition to equine services, Laurel Fowler Insurance provides personal insurance, business packages, farm


to insurance for your equestrian operations? The fi rst ques- tion you need to ask is how fast can you be back in business aſt er a catastrophe? Then, ask yourself what constitutes a catastrophe for you and your business. There is no single answer that fi ts everyone. Next, you must take a holistic approach to your risks of loss—you must look at every aspect of your operations, premises, contracts and agree- ments, web presence and image (and not just your own website – you need to Google yourself to see if your name is coming up on the internet with a reference that you knew nothing about). This will help you determine where you are at risk and by how much.


EQUINE INSURANCE


Aſt er you have done this, you can develop a plan of action. Now you need to develop a “Risk Management Plan.” Evaluate what potential exposures to loss you have and determine how to mitigate, reduce or elim- inate as much as possible. Transfer risk via contracts or agreements where appropriate, then look to insurance to protect yourself for what is leſt . Cheval Insurance is extremely capable and happy to guide you through these questions and work with you to devel- op an action plan. Once your plan is created and the Cheval team knows what you need to insure, they will fi nd the policies that fi t your specifi c needs best from multiple markets, making sure you get the fi rst-class service you deserve. Ready to get started?


Most people have the wrong insurance coverage. Too much or too little.


“It’s a common problem today but it’s one you can solve. Contact me. Let me help you discover the insurance programs that handle what you need covered, at rates you can afford.”


Find out your options.


with Mary Blincoe Sypolt e-mail: marysypolt@sisins.com cell: 916-202-8455


or Kim Frederick e-mail: kim@sisins.com cell: 916-705-5140


Sypolt Insurance Services, Inc. Pictured is Kim Frederick photo by McCool ‘13 See us here at Horse Expo, Bldg D, Booth 


or Dee Cesar email: dee@sisins.com cell : 916-396-0056


License OD10217 WWW.SYPOLTINSURANCE.COM


or Kim Frederick e-mail: kim@sisins.com cell: 916-705-5140


with Mary Blincoe Sypolt e-mail: marysypolt@sisins.com cell: 916-202-8455


911362-1708A


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60  |  Page 61  |  Page 62  |  Page 63  |  Page 64  |  Page 65  |  Page 66  |  Page 67  |  Page 68  |  Page 69  |  Page 70  |  Page 71  |  Page 72  |  Page 73  |  Page 74  |  Page 75  |  Page 76  |  Page 77  |  Page 78  |  Page 79  |  Page 80  |  Page 81  |  Page 82  |  Page 83  |  Page 84  |  Page 85  |  Page 86  |  Page 87  |  Page 88  |  Page 89  |  Page 90  |  Page 91  |  Page 92  |  Page 93  |  Page 94  |  Page 95  |  Page 96