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Home insurers are exacerbating the nation’s growing rat epidemic by failing to authorise full repairs of problem drains and sewers, warns consumer champion Drain Claim who believe that insurance companies refusing to fully repair cracked and broken sewers is aggravating the problem. This, combined with the mild dry winter and councils cutting back on services including pest control and weekly bin collections, has created the perfect breeding ground.

Drain Claim also believe that the nation’s booming rat population, currently at 80 million, will continue to rise due to a combination of factors. “Rats are hardy and extremely resilient rodents which once they have taken hold of an environment are tremendously difficult to eliminate,” commented David Hayes, CEO for Drain Claim.

“With the rat population

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“Companies that employ security personnel must make workers understand how they could be in breach of health and safety regulations if they take action against a suspected perpetrator”. That’s the warning from health and safety advisor and employment law specialist, Bibby Consulting & Support, following a case in which a security officer lost his job

12 after tackling a shoplifter.

While working at an HMV high street store in Sutton, South London, the guard saw a youth leaving the shop with 20 stolen DVDs. After a chase through the shopping centre, the offender was caught and taken back to the store. But the guard was later sacked, partly because the company’s health and safety policy stated that security guards had to

avoid confrontations with suspects that could develop into something more serious. HMV introduced the ruling nationwide after an employee was stabbed to death while catching a thief.

Even though the company said that in the Sutton case the guard was asked to leave “for an accumulation of reasons”, it was clear that a key factor was his breach of rules designed to protect

the health and safety of employees. Michael Slade, Managing Director of Bibby Consulting & Support, said: “Cases like this are not clear cut. That’s why companies need to make sure they have clear policies in place, that their workers are fully aware of them – and reminded so on a regular basis.” 

thriving inside our aging sewer systems, home insurance companies have a duty to work harder for customers who have accidental damage cover. By conducting comprehensive repairs on all drains, no matter how small the damage, insurers can protect their customers from rat infestations and

help curb the exponential population increase. The best and most humane strategy for avoiding rat infestations in the home is to be vigilant about maintaining drainage and sewage systems.

“Once rats enter a home, because of the serious health risks that they pose, the only course of action is

trapping or poisoning which runs the risk of decaying and infected bodies being trapped within the fabric of a property. It is far better to address the problem outside of the property by preventing rats from establishing a location within the sewage system and working their way into the home.”

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