EnCompass President and CEO: Tony DeNovellis
Board of Directors Gary DeFrange, Chairman Lee E. Schlessman, Chairman Emeritus Dick Berls
Tony DeNovellis Francisco Garcia Bob Greene
Judith Judd Paul Pennock Mike Reagan
Vice President of Marketing and Communications: Kevin Hobbs Director of Communications: Wavelyn Dreher
EnCompass Staff Editor: Tom Hess, 303-753-8800, ext. 8252
editor@colorado.aaa.com
Editorial Coordinator: Keith Kaiser, 303-753-8800, ext. 8207
kkaiser@colorado.aaa.com
Advertising Director: Dan Kimball, 303-753-8800, ext. 8004
dkimball@colorado.aaa.com
Address Changes
Call 303-753-8800 ext. 8150, or mail to: Membership Services, AAA Colorado, 4100 E. Arkansas Ave., Denver, CO 80222
Advertising
Arizona, Las Vegas & Utah: Kevin McCaw, 623-551-6350
California Central Coast & Hawaii: Robert Volk, 949-644-8855 Canada: American Publishers Reps Ltd., 416-363-1388 Chicago: Gerber & Co., 847-247-9800 Colorado: Dan Kimball, 303-753-8800, ext. 8004 Los Angeles: Jerri Harris, 714-885-2375 Midwest: Clinton Bradt, 913-856-8954 Napa, Sonoma, Marin: Linda Webber, 707-254-8448 New Mexico & Texas: AJR & Assoc., 713-942-7676
New England & New York: McVey Michaels Group Inc., 800-447-4766
Orange County: Jerri Harris, 714-885-8954; Leslie Osbourne, 714-885-1119
Palm Springs, Riverside, San Bernardino: Andi Polisky, 760-674-3424
San Diego: Leslie Osbourne, 714-885-1119 San Francisco: Carol Epstein, 415-565-4338
Seattle, Portland: Media West, 425-454-1580 or 503-296-6690
Southeast U.S. & Caribbean: Betty Ward, 954-929-5120 Design/production by Laurie Shields Design, Denver Volume 86 • Issue 1
EnCompass [ISSN 1539-7696] is published bimonthly by Rocky Mountain Motorists, Inc., d.b.a. AAA Colorado, 4100 E. Arkansas Ave., Denver, CO 80222, affiliated with the American Automobile Association. Periodicals postage paid at Denver, Colorado, and additional mailing offices. Subscription rate $1.00 per year, included in Association annual primary membership dues.
EnCompass contents © 2012 by Rocky Mountain Motorists, Inc. All rights reserved. Nothing may be reprinted or reproduced in whole or in part without written permission from the publisher. No responsibility taken for unsolicited materials. For freelancer guidelines, see
www.encompassmag.com/contact.html.
POSTMASTER: Send address change form 3579 to: EnCompass, 4100 E. Arkansas Ave., Denver, CO 80222
Advertisements in this publication, except those for AAA club services and products, do not constitute an endorsement by the automobile club or publisher. Liability of the publisher for errors and omissions in advertising or editorial copy is limited to printing a correction in the next issue of the publication after publisher has been notified of the error or omission.
All advertising is subject to the publisher’s approval, and every advertisement is published with the understanding that the agency and advertiser indemnify and hold harmless the publisher from any loss claims, or suits arising out of publication of their advertisements.
1.95% 60-Month Certifi cate of Deposit
AAA members get access to preferred member rates that have consistently beat the national average†
. You know AAA delivers discounts and valuable
roadside assistance. Now fi nd out how we can boost your savings, too. Open your account at
AAA.com/Deposits or call 1-800-347-7054 for 24/7 customer service. Offer Code A120590.
CDs IRA CDs MONEY MARKET ACCOUNTS ONLINE SAVINGS
* Advertised annual percentage yield (APY) is valid as of 11/28/11 for personal accounts only and subject to change daily without notice. CD rate is based on a 60-month term. A penalty may be charged for early CD withdrawal. No minimum deposit required to open. Fees could reduce earnings on the account. Deposit accounts offered through Discover Bank.
†
National Average APYs based on rates of top 50 U.S. banks by deposit provided by Informa Research Services, Inc. as of 7/26/11.
©2011 Discover Bank, Member FDIC EnCompass January/February 2012 5
Jump-start your savings.
APY *
SAVE 40% ON TODAY’S MOST POPULAR HEARING AIDS!
Get up to $500 in additional upgrades* *Purchase before February 28, 2012. Discount applies to binaural purchase of select Unitron Products. Prior purchases excluded. Cannot be combined with any other discount. Call for more details.
Plus now for a Limited Time.
MEMBERS ALSO RECEIVE THESE BENEFITS: ✰ Free Hearing Exam (value $119) ✰ Extended warranty (value $365) ✰ Two years free batteries (value $96) ✰ Free wireless accessory (value $500)
Call Today for your FREE hearing Exam with a local Hearing Care Professional Discover what you’ve been missing! (Mention code PANATL 0112) 1-800-AAA-HEAR JUMP-START | Print Ad # 4 (revised) 4.625" x 4.75"
AAA MEMBERS
DISCOVER BANK
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52