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Seminole, FL, Lodge held a Concert fund-raiser, which featured food, games, raffles, and a performance by a band. About 250 people attended the event, which raised about $1,600 for Susan G. Komen for the Cure, which supports breast cancer research.


Sebastian, FL, Lodge donated $1,000 to the Education Foundation of Indian River County to support the Kits for Kids Program, which provides backpacks full of school supplies to needy children. Lodge members also helped to deliver the backpacks to area schools. Pictured at Pelican Island Elementary School are (from left) lodge members Wayne Snow and Beatrice Evans, teacher Cynthia Douglas, Secy. Nadine Evans, Principal Kevin Browning, and PER Charles DeLauder.


lodge in thanks for their outstanding service to the community.


Inverness, FL, Lodge, using part of a $1,000 ENF Gratitude Grant, pro- vided $100 scholarships to five Nature Coast Emergency Medical Services Training Center graduates to help them take the state EMT license


exam. Lodge members also treated several Nature Coast students and an instructor to lunch at the lodge.


Ocala, FL, Lodge members took part in ceremonies in Ocala and at the Villages retirement home to com- memorate the victims of the Septem- ber 11 terrorist attacks.


Credit Card Debt? CGA STAFF WRITER


Every three minutes another person falls behind on credit card debt. It’s no wonder, since every major credit card company has nearly doubled the minimum monthly payment on consumers’ bills. Federal Regulators forced the change because of their concern about the growing mountain of consumer debt, which stands at $2.17 trillion. Many consumers can only pay the minimum payment, which can take up to 30 years to pay off. Now, relief is in sight for millions of Ameri- cans.


CreditGUARD of America, a non-profit licensed debt management service provider, is making a new program available to lower debt payments and become free of all credit card debt in only three to five years. Consumers need only $2,000 or more in total credit card debt and at least 30 days behind on any account, to cut their payment by 35% to 50%, and reduce or eliminate interest charges altogether.


U.S. CREDIT CARD DEBT PER HOUSEHOLD ($)


$2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000


$1,000


85 87 89 91 93 95 97 99 01 03 05 07 09 (Data Source: U.S. Federal Reserve)


Over 200,000 families, located throughout the U.S. have regained financial independence with CreditGUARD’s licensed, bonded and insured service. CreditGUARD of America has received high marks in consumer surveys showing high consumer satisfaction and confidence. The CreditGUARD debt management program can lower your monthly payments by hundreds and save you thousands!


One such case is Sandra L. who proclaimed “CreditGUARD cut my monthly payment by $656 and saved me over $29,206.53 in interest. They saved my way of life and gave me back my piece of mind! Now I can see myself on my way to becoming debt free.” or Jeffrey C. who said “CreditGUARD of America helped me consolidate 3 of my credit cards into one affordable payment. They are now saving me nearly $200 a month. Now I will be debt free in 2 years or less”


Certified Credit Counselors at CreditGUARD of America provide Debt Relief Consultations at no charge, when you call 1-800-229-5081. Calculate your interest rate savings instantly online when you visit their website at: www.creditguard.org/em


T H E E L K S M A G A Z I N E 17


Vero Beach, FL, Lodge members honored US Army PFC Thomas Barden, who was on leave from service in Afghanistan, and treated him and his mother to dinner at the lodge.


Kona, HI, Lodge members participated in a memorial ceremony for US Marine Corps LCpl Christopher L. Camero. Lance Corporal Camero was assigned to the 3rd Battalion, 4th Marines, 1st Marine Division, I Marine Expeditionary Force when he died in Afghanistan on July 15.


Sandpoint, ID, Lodge members awarded small cash prizes to nearly 220 4-H Program participants for


ADVERTORIAL


Solutions that can help you get out of debt. Tom Hill


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