Solutions


Remote deposit capture has rapidly transformed the relationships between financial institutions and their customers. Wherever there are checks, financial institutions can now reduce costs, streamline operations, mitigate fraud and escape geographic limitations with imaging. Both businesses and consumers can use remote deposits to eliminate branch runs, improve cash flow and simplify their banking relationships.


Source Capture Solutions from Fiserv offer maximum flexibility and proven performance for a successful remote deposit strategy. We deliver the precise image, data capture and security requirements for each capture site whether deposits are taken at the branch front counter or ATM, or received from a customer’s business, home or smart phone.


In-House or Outsourced Options


Source Capture Solutions can be deployed individually or in combination, as in-house or outsourced/ASP solutions. Outsourcing often provides more cost-effective services that reduce capital expenditures and increase control of per item costs as check volumes decline. Fiserv provides a single platform for deposit gathering, so you only need one way to efficiently manage check deposits.


Branch Deposits


Thousands of financial institutions are now converting checks to digital format in their branches so that deposits can be cleared electronically. As a result, they have eliminated costly courier contracts, accelerated processing, and improved funds availability for their customers.


Branch Source Capture™ Branch Source Capture from Fiserv streamlines the capture and balancing of check deposits at the back counter. The system accommodates a wide range of volume and processing scenarios, making it ideal for branches of any size. Balancing of items can be performed by your operational staff or at a Fiserv processing center.


This solution allows your branches to spread processing work more evenly across the day to reduce peak staffing and deadline challenges. At the same time, it minimizes check handling and posting errors as well as transportation costs. Branch Source Capture benefits your customers too, through the extension of branch hours, improved funds availability, and faster, more accurate responses to service inquiries.


Teller Source Capture™ Teller Source Capture from Fiserv enables real-time balancing of deposits at the teller line while the customer is present. It is fully integrated with your existing teller system to enhance both the customer and the teller experience. Using Teller Source Capture, your organization can dramatically reduce courier costs, improve fraud detection, minimize deposit errors and extend the deposit window, enhancing customer service and retention. Check processing and posting are streamlined and accelerated, while proof requirements, return item exposure and operational costs are significantly reduced. Your branch operations can achieve maximum efficiency by combining the Teller Source Capture and Branch Source Capture solutions.


ATM Source Capture™ ATM Source Capture from Fiserv allows your customers to make convenient, envelope- free deposits at your image-enabled ATMs. This accelerates processing, reduces back- office costs, and provides proof of deposit and balance information to customers immediately. The application enables an ATM to capture check images, determine check

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