EOPLE JACK LOST HIS JOB
Like many people Jack was made redundant two years ago and as a result had some credit issues, accruing two defaults and a small CCJ.
Now that he has returned to work, he is looking to capital raise on his current property which is at 70% LTV to pay off some unsecured debts and help him start to manage his fi nances.
Precise Mortgages will help Jack as we have products that allow capital raising up to 80% LTV and will accept defaults and CCJs. Jack is in stable employment and his income makes the mortgage payments comfortably affordable and his credit record has been good for the last four months.
HARRY HAS NOT MANAGED HIS FINANCES WELL Harry didn’t pay too much attention to his credit profi le back in the boom days
as he didn’t think it would cause him problems. He now needs to move house due to a work relocation and was surprised to be turned down by two high street lenders for a new loan. Harry realised that not paying attention to his fi nances was a mistake and now wants to put his house in order.
Precise Mortgages can help Harry because we will accept cases with some CCJs and defaults and we will allow him to capital raise up to 80% to pay off some of his more expensive debts. When he has cured his credit profi le he can consider remortgaging onto a better rate if one is available.
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