by


ALAN CLEARY, managing director Precise Mortgages


NEW AND IMPROVED CRITERIA TO HELP NEAR PRIME BORROWERS


• Interest only (new) • New self-employed criteria • Lending in Scotland • Defaults up to £5,000 • CCJs up to £2,500 • 1 month’s mortgage arrears in the last 12 months with up to 3 instances in the last 36 months accepted


• Defaults and CCJs older than 24 months are not counted • Unsecured arrears not counted


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