CLIP & SAVE ACCIDENT CHECKLIST


Keep a copy of this checklist in your glove box or, if you have an iPhone or Android, download the State Farm Pocket Agent app. Either will help you compile key information after a car accident.


DO 1Notify police.


1Exchange the information listed below.


1Report the accident promptly to your State Farm agent.


Driver’s name Address City/State


Phone (day and cell) Driver’s license number Vehicle


DO NOT 1Admit fault.


1Discuss your accident with anyone except a State Farm representative or the police.


1From the other driver…


Bartley Parker PORTLAND, MAINE


An inexperienced driver on a winter’s day FIRST ACCIDENT FACTORS:


I PLAYED ON THE SCHOOL LACROSSE TEAM in college. When I went home to Andover, Massachusetts, for winter break, I played in a pick-up league in Beverly, a community 20 miles away. I’d only been driving for two years and was pretty inexperi-


enced with winter roads. I decided to drive to Beverly on my own even though it was snowing and my sedan didn’t have snow tires. T at was my fi rst mistake. T e second was deciding to take a shortcut on a curvy


(year/make/model/body style) Owner of vehicle Address City/State


Phone (day and cell) Insurance company Agent name/phone Policy number


Location of damage on vehicle Passengers’ names


1From the witnesses Name Address City/State


Phone (day and cell)


1From injured persons Name Address City/State Type of injury


Ambulance called? Yes/No


1As best as possible describe the accident


Time/date Place


What happened? Were police present? Yes/No Police department Police report number Who received ticket?


local road. I wasn’t going fast—maybe 30 miles an hour—but I hit a patch of ice, lost control of the car and swerved into a ditch. I hit my head against the windshield but didn’t lose consciousness. T e car, however, was severely damaged. I managed to open the door, climb out of the ditch and walk down the road in search of help. I came to a house just past a small horse farm and knocked on the door. T e owners were very kind and let me use their phone to call my parents and a tow truck. I stayed at the house until my parents picked me up and took me to the hospital, where we discovered I’d suff ered a mild concussion. Our insurance covered the expense of replacing the car, but


I ended up stranded for the rest of the break with no way to get to lacrosse, but grateful things didn’t turn out worse. T e decision to drive that day cost me a lot, but gave me a better perspective at viewing what’s worth the risk and what’s not.


TIPS WINTER WEATHER


Winter weather poses a danger to many drivers, so it’s important to consider all your decisions carefully. Follow these tips for safe winter driving and visit statefarm.com/ learning for more.


1 Keep a winter weather kit—hat and gloves, warm coat, blanket, shovel, ice scraper and fl ares—in your car.


1 Use your brakes cautiously. If you stop too abruptly you can lose control and lock up your brakes.


1 If you get stuck, straighten the wheels and accelerate slowly. Avoid spinning the tires.


1 Stay up-to-date on safe-driving skills in all weather conditions. Drivers under age 25 who complete the State Farm’s Steer Clear®


course


and stay accident- and ticket-free may be eligible for a discount of up to 15 percent. Contact your State Farm agent for details.


GET THIS INFORMATION


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